Legal Disclaimer

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RunTheCalc LLC Digital Product Disclaimer

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1. Clear and Prominent Placement:
This disclaimer is a legally binding agreement between RunTheCalc LLC ("we," "us," or "our") and you, the user, regarding the use of our Digital Products, whether accessed through our website, downloadable files, or any other means.

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2. No Legal Advice:
The spreadsheets and accompanying materials provided by RunTheCalc LLC are for informational purposes only and do not constitute legal, financial, or tax advice. You should consult with a qualified professional for specific advice tailored to your individual circumstances.

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3. No Guarantee of Accuracy:
While we have made efforts to ensure the accuracy of our spreadsheets, we do not guarantee their accuracy, completeness, or reliability. Users should independently verify all calculations and data used in these spreadsheets.

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4. Limited Liability:
Under no circumstances shall RunTheCalc LLC or its employees, representatives, or affiliates be liable for any damages, losses, or legal consequences resulting from the use of our spreadsheets. This includes, but is not limited to, financial losses, legal issues, or any other damages or losses incurred.

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5. Updates and Maintenance:
We reserve the right to update, modify, or discontinue our spreadsheets without prior notice. We are not responsible for any inconvenience or losses resulting from such changes.

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6. Third-Party Data:
Our spreadsheets may rely on external data sources or incorporate third-party services, such as Excel or Google Sheets. We disclaim any responsibility for the accuracy, availability, or functionality of these external elements.

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7. User Responsibility:
Users are responsible for using our spreadsheets responsibly and ensuring that the information they input is accurate and suitable for their specific circumstances.

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8. No Warranties:
We expressly disclaim all warranties, including implied warranties of merchantability and fitness for a particular purpose.

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9. Jurisdiction:
Any disputes or legal actions arising from the use of our spreadsheets shall be resolved in accordance with the laws of the State of New York. Users agree to submit to the exclusive jurisdiction of the State of New York for any such disputes.

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10. Indemnification:
By using our spreadsheets, you agree to indemnify and hold RunTheCalc LLC, its employees, representatives, and affiliates harmless from any claims, losses, or damages resulting from your use of the spreadsheets.

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11. Modifications:
We reserve the right to modify this disclaimer at any time without notice. Users are responsible for reviewing the disclaimer periodically for updates.

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12. Acceptance:
By accessing or purchasing our spreadsheets, you acknowledge that you have read, understood, and accepted this disclaimer and agree to be bound by its terms.

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If you do not agree with any part of this disclaimer, please refrain from using our spreadsheets.